Federal employees over 50 overpay $400-800/yr on FEGLI · Book your free review
Last updated: June 2026
Your Federal Advocate is operated by Heather Hudec, an independent licensed federal benefits advocate (License No. PL144254). We are not affiliated with OPM or any federal agency.
Name, email address, phone number, state of residence, years of federal service, retirement timeline, benefits concerns, and any information voluntarily provided through our contact form or consultation sessions. We also collect technical information automatically including IP address, browser type, pages visited, and device type through standard web analytics.
To schedule and conduct federal benefits education sessions, to follow up on consultation requests via phone, email, or SMS where consent has been given, to provide educational content about FEGLI, FERS, TSP, MRA, survivor benefits, and related federal benefits topics, to comply with applicable insurance and communications regulations, and to improve our website and services.
If you opt in to SMS communications via our contact form, you consent to receive text messages from Your Federal Advocate — Heather Hudec regarding federal benefits education and session follow-up. Message frequency will vary. Message and data rates may apply. You can opt out at any time by replying STOP. For support reply HELP. SMS opt-in data and consent is never shared with any third party for marketing purposes. This is a critical compliance disclosure.
We do not sell, trade, or rent your personal information to third parties. We do not share SMS opt-in information or consent records with any third party. We may share information only with insurance carriers when you specifically request product information and provide consent, with service providers who help us operate our website under strict confidentiality, or when required by law.
Our website may use cookies and analytics tools to understand how visitors use the site. You can control cookie preferences through your browser settings. We do not use cookies to track you across third-party websites or for advertising retargeting.
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, or misuse. No method of internet transmission is 100 percent secure. We cannot guarantee absolute security but take reasonable precautions.
You have the right to access the information we hold about you, request corrections, request deletion subject to legal retention requirements, opt out of SMS communications at any time by replying STOP, opt out of email communications by using the unsubscribe link, and contact us to update your information at any time.
SMS opt-in information, phone numbers collected for SMS purposes, and SMS consent records are never sold, rented, shared, or transferred to any third party for any purpose including marketing, advertising, or data brokering.
Our services are not directed to anyone under 18 years of age. We do not knowingly collect information from minors.
Our site may link to opm.gov and other government resources. We are not responsible for the privacy practices of third-party sites.
Client stories on our site represent individual experiences. Results may vary.
Heather Hudec and Your Federal Advocate are not affiliated with, employed by, or endorsed by OPM, any federal agency, or the U.S. government.
We may update this policy and will note the effective date at the top of the page.
Heather Hudec — Your Federal Advocate.
Phone: (904) 703-9572
Email: hudat2315@gmail.com
License No. PL144254